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City View Magazine – January 2014 – Choosing Safe Retirement


As humans we make promises for self improvement all the time – I will take my health seriously – eat healthy – lose weight and put more money in my retirement plan. The reality is that while most people have the best of intentions they can not overcome their basic human nature to default to doing nothing. This article discusses how human nature needs to be accounted for when designing the 401(k) plan for your company. What steps to take if you are really concerned about providing a legitimate opportunity for your employees to retire on time and the possible consequences for your company if your employees are forced to stay longer because they can not retire.

To learn more about designing your 401(k) Plan to take advantage of human behaviour call TAG at 865-670-1844.

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